Getting young driver insurance is difficult for a number of different reasons.
The major stumbling block with young driver insurance is that young people are more likely to be in road accidents, which as a whole has pushed premiums for young driver insurance sky high, as a result getting young driver insurance is difficult and often impossible to get for people who don’t have the income to pay the premiums. In addition to young driver insurance being expensive, you may also find a number of insurance providers unwilling to give insurance at all depending on age and experience driving. Sadly this leaves a lot of people priced out the market and unable to drive, and in the worst case scenario they become uninsured drivers. In a lot of cases young driver insurance is paid for by parents, or provided through a scheme that extends the insurance of the parents onto the young driver. If the parents have a policy that does not allow this or cannot afford to pay the young driver insurance, once again these young people are priced out of the market and as a result cannot drive with insurance.
There is a very large problem with the inaccessibility when it comes to young driver insurance. With the job market as it is, young people have it very hard when competing with some people older than them with a wealth more experience under their belt. This can lead to the young people having to cast their net further that intended in order to get a job, meaning that they will have to travel via a transportation method in order to make it there on time every day. A lot of employers prefer their employees to have their own car so they don’t have to worry about delays in public transport and the like, and as young driver insurance is so expensive for some people to get they find themselves unable to get jobs due to not having a insurance that allows them to drive legally. In order for this problem to be rectified, young driver insurance needs to have a reorganisation to get young people back in the market.
With a company like Lion Heart Insurance you don’t have to worry about the cost of young driver insurance.