The Fair-trade, green and eco friendly movement has arrived into the mainstream in recent years, with an abundance of products now available for shoppers who want to shop ethically. Whilst many people would agree that the ethical provenance of a product is increasingly important to them – affirmed by the fact that ethical goods spending almost tripled from £13.5 billion to £36 billion in the decade from 1999 to 20091 – do investors think in the same way? [Read more…] about What Is Ethical Investment Management?
Finance & Career
Free Auto Insurance Quotes
Looking to buy auto insurance for your automobile? One of the best ways to find the most appropriate auto insurance policy for your vehicle is by obtaining free auto insurance quotes. Again, the most suitable way of obtaining insurance quotes from all the leading companies is through the internet. There are number of websites on the web that offer insurance policies that various companies are offering at one website for the convenience of the users. Or else you can always visit the homepages of the company’s websites in order to learn about the insurance quotes that any particular company is offering. Online auto insurance quotes can be considered bliss for various reasons, one it is free, second you can have access to them at any day and at any time of the day and that too by simply sitting in the comfort of your home and third it gives you the option of comparing quotes one by one or number of quotes simultaneously. The fact that auto insurance quotes are available for free on the internet; it has attracted number of people and has helped them find the most suitable insurance policy as per their needs and requirements. The most important thing that has to be kept in mind while taking online auto insurance rates is taking them from a reliable website as some websites may quote misleading rates and may not mention some of the important and relevant details in order to attract readers. The biggest advantage of free online quotes is that helps you analyze quotes one by one that the various companies are offering. Here you act and make an intelligent choice with your own research and not under the influence of the selling skills of your insurance agent. It gives you the option of comparing specific elements of various policies and thus finding the cheapest and best policy that offers maximum coverage. The ability to get and compare auto insurance quotes online has not only made people more aware of what various companies are offering but has also made them aware on how to get the quality insurance policy at the best of price. EasyAutoInsuranceQuote provides free auto insurance quote online in 9 minutes. For more information on Auto Insurance Quotes, Rates and other related topics you can visit http://easyautoinsurancequote.com
Have you been mis sold PPI?
The mis-selling of payment protection insurance has been highlighted in recent times and more people are succeeding when they reclaim PPI. There have been clear guidelines set out for finance companies to ensure that they sell these policies correctly and consumers are well informed before they sign up. However if you already have payment protection how can you tell if you’ve already been mis sold PPI? Read through the list of pointers below and if you answer ‘no’ to any of them then you can reclaim PPI:
•Where the PPI was optional to take out, did the adviser make this clear to you?
•Were you informed about the many ‘get out clauses’ that are contained under the policy? A good example is that you will not get an insurance pay out if you have a medical condition that was in existence before you signed up
•When taking out a finance agreement or loan was it made clear to you that you have to pay for the PPI in a one-off upfront payment?
•If PPI was paid for in a single payment was it also advised that the cost of insurance would be added to your loan and you would also pay interest on it?
•A single premium PPI is typically only for 5 years. Did the adviser inform you that if your finance agreement or loan was over a longer period than this you would not be covered for the remainder of the loan term? Moreover, you should also have been advised that you will continue to pay interest on the PPI insurance after its cover period has expired
If you answered no to any of the above you may have a case to reclaim PPI that was sold to you. At Empire Claims we have experience in helping customers to reclaim bank charges, PPI and credit card charges.
The Article is written by empireclaims.co.uk providing mis sold pp and ppi Services. Visit http://www.empireclaims.co.uk for more information on empireclaims.co.uk Products & Services______________________Copyright information This article is free for reproduction but must be reproduced in its entirety, including live links & this copyright statement must be included. Visit empireclaims.co.uk for more services!
Sell your house fast to make dreams reality
“If only I could win the Lottery, sell my home and start a new life” is the wish of many who long to change their lives. They may want to leave their job and start their own business, or pay for a child’s university education, or a wedding or the deposit on the happy couple’s first home, or to travel round the world, or to retire and maybe emigrate to the sunshine.
The big life changes many people dream of are varied, but they all have in common the need for large sums of money to enable them to happen.
Relying on a Lottery win is extraordinarily unrealistic, but nowadays raising substantial funds through other, more conventional, means is not easy either. Mainstream lenders are much less eager to lend than a few years ago. Funding for small businesses is expensive and time-consuming to obtain, especially if the business is new. Personal loans for things like weddings, education, re-training or career breaks, or that round-the-world adventure, are hard to secure and expensive to service. People approaching retirement may well find great difficulty getting a mortgage, whether they want to relocate to a dream life abroad or simply to downsize at home. Remortgaging a house to raise capital from the equity is almost impossible in today’s financial climate. So for many, the only way of raising funds for big life changes is to sell their home.
This may always have been the plan anyway. Unfortunately, in the present sluggish property market the plan can take far too long. And if a deadline is looming- for a wedding, or retirement, or just an urgent longing to achieve that dream change– a new tactic, to sell the house quickly, may be required.
We at Decision Homebuyers can help with that. We make cash offers that let you sell your house fast – sometimes completing within days – to help fund those massive life changes.
Fast cash loans easing financial burdens
There are few people who have not experienced times in their lives when they suddenly run out of money during the month and cannot pay crucial bills. If you reach this point in the month and need cash loans instantly to cover large household bills or even food or travel money to keep you going until you are next paid you are certainly not alone.
The stress of running out of cash before you are next paid is a very real feeling and it can make a person feel panicked and vulnerable especially if there have pressing unpaid bills or emergencies that have to be dealt with fast.
The UK financial market of today offers the most fast, easy cash loans assistance than has ever been available before. The most popular type of immediate cash loans available to people in lieu of them being employed is pay day loans.
Essentially payday loans is an easy fast cash service which is popularly used online by those needing to borrow short term cash before they are next paid. Online forms are fast to complete and immediately delivered to the lender so they can make a fast decision on your cash loans request.
Even if you do not have a perfect credit history, it does not necessarily rule you out to qualify for a cash loan with a pay day loans lender. If an online loans form is filled in during the early part of a normal working day it is usual (once your cash application is agreed) that you will have your requested cash loan transferred directly into your bank account the same day.
At 24/7 Moneybox we are a trusted payday loans lender who for many years has been providing customers with a cash life-line and help in easing the burden of a cash crises.
The Article is written by 247moneybox.com providing cash loans and Payday Loans UK Services. Visit http://www.247moneybox.com for more information on 247moneybox.com Products & Services___________________________Copyright informationThis article is free for reproduction but must be reproduced in its entirety, including live links & this copyright statement must be included. Visit 247moneybox.com for more services!