Summer is one of the most pleasant times of the year. They skies are clearer, the air feels fresher, and we sometimes discover a slight spring in our step. But don’t think you’re protected from back boiler damage during these glorious months. [Read more…] about Heating cover for your back boiler
Business
The Pros and Cons of Secured Loans
There’s been a marked increase in the popularity of debt consolidation loans in the UK over the past decade. This has coincided with the swell in British property prices and is no doubt a response to the additional equity that homeowners have at their disposal. So, using this equity to secure a loan in order to service your other financial responsibilities is a popular solution to the problem of mounting debt. The equity in your home is an asset that can be used as collateral, giving you greater financial leverage when looking for affordable personal finance. Now though, as UK property prices have been falling in recent months, this position is not as strong as it once was. Of course, it is worth remembering that, despite the financial doom and gloom, property prices are still much higher than they were a few years ago. This means that many homeowners still have a substantial amount of equity and can use it to secure a loan on reasonable terms, with a rate of interest that can be significantly lower than an unsecured loan. [Read more…] about The Pros and Cons of Secured Loans
Solar heating isn’t just for summer time
For years now you’ve been thinking of getting that solar heating system installed but something prevents you from doing so. It isn’t the money nor is the time spent on finding the right system that’s preventing you; it’s the worry about the cold winter months that put a slight damper on your plans. [Read more…] about Solar heating isn’t just for summer time
Do you need a new boiler?
No one really realises the importance of a new boiler until it packs up and you are left with no hot water, no heating and a gigantic repair bill. However, you will also be left with the knowledge that taking your boiler for granted can have serious and inconvenient consequences. But instead of waiting for your boiler to break, rather invest your money in a brand new boiler and eliminate the element of surprise. [Read more…] about Do you need a new boiler?
How to Protect Yourself from Identity Theft
Identity theft is the act of stealing a person’s personal information and in its most common forms, involves criminals taking documents from your rubbish or by posing as a representative of a legitimate organisation. If your identity is stolen, you could well find it difficult to get a loan, apply for a credit card or be approved for a mortgage. The effect of identity theft on your credit rating can be disastrous and often, this is the first sign that you have actually been the subject of this type of fraud. Essentially, someone will be building up significant levels debt in your name that you know nothing about. [Read more…] about How to Protect Yourself from Identity Theft